Disclaimer

No Financial Advice

The financial calculators on SmartCalculations (SIP, EMI, PPF, FD, RD, GST, income tax, compound interest) produce estimates using standard published formulas. Actual returns, interest, tax liability, and charges depend on your bank, fund house, lender, or assessing officer and may differ. Mutual fund investments are subject to market risk. Consult a SEBI-registered investment adviser or chartered accountant before making financial decisions.

No Medical Advice

The fitness calculators (BMI, BMR, calorie, body fat) use validated population-level equations and are for general information only. They are not a diagnosis and do not replace consultation with a doctor, dietitian, or qualified fitness professional, especially if you have a medical condition, are pregnant, or are under 18.

Rates and Rules Change

Interest rates (e.g. PPF), tax slabs, GST rates, and thresholds are updated periodically by the Government of India and the RBI. We update our defaults regularly, but always verify the current rate with the official source before acting.

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